Lay-by is a payment option that enables shoppers to purchase goods on credit and pay for them over a period of time. It is a popular payment option for shoppers who don’t have the cash to purchase items upfront, or who wish to spread the cost of a purchase over a period of time. Many shoppers are asking the question: Does Edgars offer lay-by?
What is Lay-By?
Lay-by is a payment option that allows shoppers to purchase goods on credit and pay them off over a period of time. It is a popular option for those who do not have the cash to purchase items upfront, or who wish to spread the cost of a purchase over a period of time. With a lay-by agreement, shoppers pay a deposit and then make regular payments over a set period of time. Once the goods have been paid off in full, the goods are delivered to the customer.
Does Edgars Offer Lay-By?
Yes, Edgars does offer lay-by. Customers can purchase goods on lay-by for a 12-week period, and make regular payments over that period. Customers also have the option to pay off their lay-by goods in full at any time. Edgars also offers customers the option to return lay-by goods up to 14 days after the final payment has been made.
Lay-by is an excellent payment option for those who don’t have the cash to purchase items upfront, or who wish to spread the cost of a purchase over a period of time. Edgars offers customers the convenience of lay-by, enabling them to purchase goods on credit and pay them off over a period of time.
Are you looking for a lay-by option to purchase those must-have items? Many shoppers, now more than ever, are interested in lay-by options that are less expensive, offer flexibility, and don’t require them to bear the risk of long-term debt or hefty interest-bearing credit cards.
Well, if you shop at Edgars, the answer is yes – you can lay-by items at Edgars. Lay-by allows shoppers to split the value of items into smaller payments over several months, with the products eventually being released to the shopper once payments are made in full. This is much better for those who can’t afford to make a large payment upfront and allows the shopper to buy items that might otherwise be out of their budget range.
At Edgars, shoppers can lay-by items up to R20,000. The payment plan can be tailored to suit the shopper’s needs, allowing them to choose the payment frequencies and amounts they’d like to pay within the store’s flexible payment schedule. To start, buyers need to deposit at least 25% of the total value of the items they are purchasing and then make regular payments.
As soon as the total value of the items has been paid in full, the products are released to the customer. Payment plans range from three to 72 months and Edgars offers customers the opportunity to make additional payments whenever they like. If a customer decides that they no longer wish to make payments on the lay-by items, Edgars are happy to allow them to redeem the lay-by and receive a statement credit for the amount that has been paid to date.
If you’re looking for an affordable payment plan for quality items, Edgars has you covered with their lay-by option. By shopping online or in-store and lay-by items up to R20,000, you can make your monetary dreams come true and enjoy the freedom of paying in instalments.